Secured loans for any purpose, including debt consolidation & home improvements
Save money each month by consolidating your expensive debt.
Doing some home improvements? Need a new kitchen or extending your home?
Whatever the reason we will find the perfect solution.
Low-Cost Secured Loans
- From £15,000 to 1.5 million
- Free property valuation
- No upfront fees or hidden charges
- High loan-to-value available
- Poor credit plans available
Get a Quick Second Charge Quote
Rated 5 Stars on
by our happy clients
Great Team and service at Charles Frank Finance. Fast and responsive when I had questions and queries and helped me out with what I needed. Updated me on all stages. Would highly recommend them if you are in need of a mortgage or secured loan.
Judy Wong
An excellent and efficient service from Joanne. She provided sound advice, personalised to my needs and made the whole remortgaging process run smoothly . Thank you
Amanda Manley
Joanne has been amazing from start to finish, she’s given us lots of options and has provided excellent service.
Rhoda Lewis
Dreading facing your monthly finances?
Are you feeling overwhelmed by all those monthly credit card and loan payments, not to mention the home improvements that you've been putting off?
We know how you feel. But don't worry, we've got your back with our simple and low-cost consolidation package.
Regain Financial Control - Consolidate Your Debt with a Secured Loan
Reduce Monthly Payments by Up to 75% and Take Control of Your Finances - with a Debt Consolidation Secured Loan.
Plus, have extra funds for home improvements. See the difference it can make for both your wallet and your home.
Don't let debt control your life any longer, take control with our consolidation package today!
Get Back To What Truly Matters To You
By consolidating your debts with a secured loan, you can regain control of your financial future and focus on what truly matters in life.
Imagine the peace of mind that comes with simplified finances - more time with family, pursuing your passions, or planning for the future.
Don't let financial stress hold you back. Take the first step towards a brighter, more secure future today!
0 Years of Experience
Feel safe knowing we've got you covered. Our team has been providing expert financial advice, packaging mortgages and securing the best loan deals for over two decades.
Second Charge Mortgage FAQ
Representative Example for secured loans & Second Charge Mortgages: If you borrow £18,000 over 10 years, initially on a fixed rate for 5 years at 7.4% and for the remaining 5 years on the Lender's standard variable rate of 7.9%, you would make 60 monthly payments of £249.27 and 60 monthly payments of £254.63. The total amount of credit is £19,657 (this includes a Lender Fee of £595 and a Broker Fee of £1,062). The total repayable would be £30,234.00. The overall cost for comparison is 10.42% APRC representative. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.
Secured Loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 29%. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.