Free conversation
Tell us what you are planning. We listen first and explain the likely routes.
For homeowners & investors
Finance that moves at your pace.
Whole-of-market mortgages, bridging and protection, matched to you by real experts who keep every step moving.
15 years' experience Whole-market search Authorised and regulated by the FCA
Whole-of-marketOne team, a broad lender panelOur products
Mortgage and protection solutions built around real life
Home ownership
First charge mortgages
First-time buyers, home movers and remortgages, searched across the market and managed through to completion.
Explore options Secured borrowingSecond charge mortgages
Release equity for improvements, consolidation or major costs while keeping your existing mortgage in place.
Explore options InvestmentBuy-to-let
Straightforward and portfolio solutions for landlords.
Explore options Fast fundingBridging finance
Short-term property finance when timing or complexity matters.
Explore options ProtectionLife insurance
Cover designed around the people and commitments that matter.
Explore options
Finance for real life
Your mortgage should fit the life around it.
A home is rarely just a transaction. It can mean more room for a growing family, a move closer to work or the confidence to plan what comes next.
Future plans consideredCosts explained clearlyAdvice shaped around you
Tell us what you're planning How it works
Your journey, made simple
Four clear stages, with the same team alongside you throughout.
We search
We compare the market against your actual circumstances, not a generic profile.
We handle it
Your named adviser manages the application, paperwork and lender communication.
You move forward
We keep the case moving and remain available after completion.
Experience that counts
Fifteen years of knowing what moves a case forward.
Market access matters, but experience is knowing where to look, what a lender needs and how to keep momentum when circumstances are not straightforward.
15years of specialist finance experience
Helping clients make sense of mainstream and specialist mortgage options since 2011.
Whole-market perspective
We search broadly and assess the complete cost, criteria and fit, not only the headline rate.
Clear, human guidance
Direct explanations and useful updates, with a real team available when you need an answer.
Ownership to completion
We coordinate documents, lenders and progress so the case keeps moving after the recommendation.
Google Reviews
Client feedback
Five-star service, in our clients’ own words.
Clear advice and steady communication matter most when a mortgage or secured loan has lots of moving parts.
“Great Team and service at Charles Frank Finance. Fast and responsive when I had questions and queries and helped me out with what I needed. Updated me on all stages. Would highly recommend them if you are in need of a mortgage or secured loan.”
Why Charles Frank
Relax. We've got this.
Mortgage applications come with lenders, paperwork and deadlines. Your adviser coordinates the moving pieces and keeps the explanation clear, so you always know what happens next.
- Independent, whole-of-market advice
- One named adviser from enquiry to completion
- Clear recommendations based on your circumstances
- Regular updates without having to chase
Frequently asked
A clearer place to start
You do not need every answer before speaking to an adviser.
It means we can assess products from across the mortgage market rather than being limited to one bank or a small tied panel. Availability still depends on your circumstances and eligibility.
Your next step
Ready to understand your options?
Tell us what you are planning and a Charles Frank adviser will explain the most useful next step.