Direct Access to Leading Lenders
As direct partners with the UK's leading mortgage lenders, we offer exclusive rates and faster approvals. Skip the middleman and get direct access to the best mortgage deals available on the market.
Ready to Make Your Home Ownership Dreams a Reality?
Whether you're a first-time buyer navigating the property market, or looking to remortgage for a better deal, the journey can feel overwhelming at first.
With over 20 years of experience in UK mortgages, we're here to guide you through every step, finding you the most competitive rates and the right mortgage solution for your needs.
Expert Guidance Through Your Mortgage Journey
From fixed-rate to tracker mortgages, we'll help you understand all your options. With access to over 50 UK lenders, we ensure you get the most competitive rates available.
Our experienced advisers will walk you through deposit requirements, help you understand affordability criteria, and explain all the costs involved in your mortgage application.
Let us help you secure the perfect mortgage deal for your dream home!
Making Homeownership More Accessible
Whether you're using Help to Buy, Shared Ownership, or traditional mortgage options, we'll find the right path to homeownership for you.
Our expertise spans the full range of residential mortgages, from first-time buyer schemes to remortgaging and moving home. We'll ensure you understand all your options and help you make informed decisions.
Start your journey to homeownership with expert guidance and support!
Rated 5 Stars on
by our happy clients
Great Team and service at Charles Frank Finance. Fast and responsive when I had questions and queries and helped me out with what I needed. Updated me on all stages. Would highly recommend them if you are in need of a mortgage or secured loan.
Judy Wong
An excellent and efficient service from Joanne. She provided sound advice, personalised to my needs and made the whole remortgaging process run smoothly . Thank you
Amanda Manley
Joanne has been amazing from start to finish, she’s given us lots of options and has provided excellent service.
Rhoda Lewis
Understanding Residential Mortgages
A residential mortgage in the UK is a loan that individuals or families secure to purchase or refinance residential properties, such as houses, flats, or apartments. These mortgages are used by homebuyers to finance the acquisition of their primary residence. Residential mortgages in the UK share similarities with residential mortgages in other countries, but they are subject to specific UK regulations and market conditions.
Types of Residential Mortgages
0 Years of Experience
Feel safe knowing we've got you covered. Our team has been providing expert financial advice, packaging mortgages and securing the best loan deals for over two decades.