Enter the scenario
Capture the core property, first mortgage, borrowing and client position.
Specialist secured borrowing
Keep the existing mortgage. Explore the equity behind it.
Give clients another route when a remortgage may disturb a valuable first-charge deal, and use the portal to view quick indicative rates from major second-charge lenders before passing the same scenario to CFFL.
Relationship-led handover Portal visibility Secure partner workspace
Partner workspaceSecond charge
- Scenario capturedOne connected record
- 2Specialist reviewOwnership stays visible
- 3Case progressionActions and updates
Built for professional introducersClear ownershipConnected informationVisible progressSpecialist support
Quick indicative quoting
Give the client an early rate view. Pass the same scenario straight to CFFL.
The introducer portal provides quick indicative quoting across major second-charge lenders. You can use the initial results in the client conversation, then transfer the same scenario to Charles Frank Finance so the receiving broker can see the rates already discussed.
- Indicative rates from major second-charge lenders
- A faster initial client conversation
- The quoted scenario passes into the CFFL workflow
- The CFFL broker can continue from the same information
Quick quoteIndicative lender results
Searching panel 3 results returned
LenderProductInitial resultStatus
Pepper MoneyMatched second-charge productIndicative rate foundSubject to full review Quoted
InterbridgeMatched second-charge productIndicative rate foundSubject to full review Quoted
Selina FinanceMatched second-charge productIndicative rate foundSubject to full review QuotedView indicative rates
See an early view across major second-charge lenders while speaking with the client.
Major lender panelIndicative
Pass to CFFL
Send the scenario and quoted position into the specialist workflow.
Continue from the same record
The broker can see the indicative results, assess the full case and take the regulated advice process forward.
Indicative results are not a recommendation, mortgage offer or guarantee. Rates and availability remain subject to the client's complete circumstances, lender criteria, verification, credit and property checks, and regulated advice.
Make the first conversation count
Show an indicative rate while the client is still with you.
See quick indicative results from major second-charge lenders, then pass the quoted scenario to a CFFL broker through the same connected portal workflow.
One streamlined routeQuote → pass → continue
- Major second-charge lenders
- Indicative client rate view
- Quoted position visible to CFFL
Recognise the opportunity
When to bring the scenario to Charles Frank
The strongest early conversations identify the client objective and the feature that makes a specialist route worth exploring.
A remortgage is unattractive
The current first-charge rate, early repayment charge or lender position makes replacing the whole mortgage worth comparing carefully.
The client needs capital
Home improvements, a tax liability, a buy-to-let deposit or another defined purpose creates a measurable funding requirement.
Income needs a human review
Self-employed, variable or multiple income sources need to be understood beyond a simple automated multiple.
Credit is not straightforward
Historic or recent credit events need a proportionate lender conversation and a clear account of what happened.
Prepare the conversation
The information that creates a stronger starting point
Requirements vary by lender and case. These are the details that usually help the specialist team understand the position quickly.
- Estimated property value and current first-charge balance
- Required amount and a clear breakdown of the borrowing purpose
- Income, employment and regular financial commitments
- Current mortgage rate, monthly payment and any early repayment charge
- A concise explanation of any relevant credit history
- The client’s objective, timing and preferred communication route
Partner questions
Useful context before the first conversation
Product and lender criteria change. A portal demonstration shows how current scenarios move into the specialist workflow.
No. A second charge is separate borrowing secured behind the existing first-charge mortgage. Both commitments remain payable and the complete cost and suitability need to be assessed.
Expand the cases you can support